Browse Author by Hua

Policy Memo on Fed Policy on Increasing the Threshold for Bank Merger Assets

This policy memo describes the background of how small but complex banks play an important role in the U.S. financial system. What the Fed did recently affect the financial system. Then, I suggest a question for John Delaney (the Joint Economic Committee (JEC) member) to ask and discuss what information they can learn from Chair Yellen’s answers.

Full Article: PDF

Financial Health of United States Banks in 2016

This study reports a k-means clustering analysis investigating patterns of the financial health of all 5,870 banks in the United States in 2016 by using five key variables: net interest margin, return on assets, net charge-offs to loans, tier 1 capital ratio, and total risk-based capital ratio. The results suggest that there are nine groups of banks in terms of their financial health. 1,224 banks are found be in the cluster that represented the most unhealthy institutions, whereas only 19 banks are in the cluster described as most healthy. The banks that failed in the first quarter of 2017 are all found in the first cluster.

Full Article: PDF

Code: GitHub

Slides: PPT

The recipes of data

People visualize data, hear data, but have you ever tried to taste the data? Do you know what is the recipe for the data that you are interested in? Too spicy, salty, or sweet? You may find some ideas about how to build a statistical model when making meals.

My lazy dinner is usually made based on my mood although I am starting to use nutrition data to make dinner. Here are some examples:

P.S. Please feel free to email me if you need the recipes:>

Math

Math Courses Taken

  • M242: Methods of Proof
  • M273: Multivariable Calculus
  • M441: Numerical Linear Algebra and Optimization
  • Math Courses Taken in FAFU
  • Calculus Ι
  • Calculus ΙΙ
  • Linear Algebra

 

Economics

Economic courses Taken in MSU

ECNS 101: Economic Way of Thinking

ECNS 301: Intermediate Microeconomics with Calculus

ECNS 303: Intermediate Macroeconomics with Calculus

ECNS 490R: Undergraduate Research

Economic courses Taken in FAFU

  • Microeconomics
  • Macroeconomics
  • Econometrics
  • Law of Economy
  • Principles of Management
  • Principles of Accounting
  • Economics of Development
  • International Trade
  • Management of Information System
  • Agricultural  Trade
  • Agricultural Economics
  • Forestry Economics
  • Ecological Economics
  • Agribusiness Management

Statistics

Stats Courses Taken in MSU

STAT 217: Intermediate Statistical Concepts

STAT 408: Statistical Computing and Graphical Analysis

STAT 411/511: Methods for Data Analysis Ι

STAT 412/512: Methods for Data Analysis ΙI

STAT 422: Mathematical Statistics

STAT 437/537: Applied Multivariate Analysis

STAT 441: Experimental Design

STAT 446: Sampling

STAT 501: Intermediate Probability and Statistics

Stats Courses Taken in FAFU

  • Statistics
  • Foundation & Application of Database
  • Probability Theory  & Mathematical Statistics
  • Statistical Analysis & Software Application